Set it up in 3 steps
- 1
Claim your link
Create a free Mypayme page.
- 2
Add your bank accounts
Choose your bank, then enter the account name exactly as the bank has it and your account number. Add the branch or account type if your customers need it.
- 3
Add a QR (optional)
Most bank apps can generate a receiving QR (QR Ph / InstaPay). Upload it so customers can scan instead of typing.
InstaPay or PESONet?
Both move money between Philippine banks and e-wallets. For most customer payments, InstaPay is the better fit:
- InstaPay: real-time, available 24/7, up to ₱50,000 per transfer. Fees vary by app, and some banks waive them.
- PESONet: batch transfers for larger amounts, credited the same or next banking day depending on cut-off times.
- Same bank (for example BDO to BDO): usually free and instant.
Why the account name matters
Before confirming, most banking apps show the recipient’s registered name, often partly masked, like “JU** DE** C.”. Mypayme shows your account name next to every account and reminds payers to check it. That’s the simplest way to catch a wrong number or a scam before money moves.
Digital banks work the same way
Digital banks such as GoTyme, MariBank (formerly SeaBank), Tonik and Maya Bank appear in other apps’ InstaPay lists just like traditional banks. Add them the same way: account name, account number, and a receiving QR if the app offers one. Many customers already use a digital bank, so listing yours can mean free, instant same-bank transfers for them.
Multiple accounts, one page
Customers often ask for a specific bank because same-bank transfers are free. List every account you use: your page sorts the options so customers with the same bank see the free route first. You can hide any account temporarily without deleting it.
Frequently asked questions
Is it safe to share my bank account number?
Sharing an account number lets people deposit money, not withdraw it. Never share your online banking password, card PIN or one-time codes. Mypayme hides your number until someone taps it and keeps it out of search results.
Which banks are supported?
Over 20 Philippine banks and e-wallets are in the list, including BDO, BPI, Metrobank, UnionBank, LANDBANK, PNB, Security Bank, RCBC, China Bank, GoTyme, MariBank and Tonik. You can also add any other bank by name.
Can GCash and Maya users pay into my bank?
Yes. GCash and Maya can send to most banks through InstaPay, and your page shows them how.
Do customers need my branch?
Not for InstaPay or PESONet. The account number and name are enough. Add a branch only if a customer’s bank asks for it, for example for over-the-counter deposits.
What about payments above ₱50,000?
InstaPay caps a single transfer at ₱50,000. For larger amounts, customers can use PESONet or split the payment. Check with your bank for its exact limits.
Last updated October 13, 2026. Fees, limits and app menus can change, so check with your bank or e-wallet for the latest.