Terms of service

Draft for review by counsel before launch.

The service

Mypayme lets you publish a page that displays how to pay you. Mypayme is not a bank, e-money issuer or payment processor; it does not hold, process, transfer or confirm payments. Transfers happen directly between payers and your financial institutions.

Your responsibilities

• Only publish accounts and QR codes that belong to you or that you are authorised to use.
• Do not impersonate others, mislead payers or use the service for fraud or unlawful activity.
• Keep your login secure. Never share bank PINs, passwords or OTPs with anyone.
• Do not scrape, harvest, bulk-download or otherwise collect other users’ payment details or pages, or try to get around rate limits, bot checks or private links. We may block access and report misuse.

Moderation

We may suspend or remove pages that are reported and found to violate these terms, including impersonation and QR substitution.

Subscriptions

Paid plans renew per their billing period until cancelled. Downgrades remove premium features from your page at the next publish.

Logos and trademarks

Bank and e-wallet names and logos are trademarks of their owners. Mypayme shows them only to identify which payment methods a page accepts; it is not affiliated with, endorsed by or a partner of these institutions. Owners can contact us to update or remove a mark.

No warranty

The service is provided “as is”. We are not liable for transfers made to incorrect accounts or for disputes between payers and recipients.